Ensure a smooth journey through the home purchasing or refinancing process by keeping these suggestions in mind:

DO:

Maintain employment at your current job

Keep all existing credit card accounts open

Pay off collections, judgments or tax liens reported within one year.

Stay current on all existing accounts and financial documents.

DO NOT!

Do not Apply for or open new credit of any kind.
Do not max out or overcharge your current credit cards.
Do not consolidate credit card debt.
Do not make any large purchases.
Do not make large deposits into any of your accounts.

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