Financing With Fixed Rate
Most Lenders Sell You a Loan.
I Build You a Strategy.
Need to Buy, Sell, and Finance?
Contact Fixed Rate directly.
You’re here because
you’re ready to find the
right financing for your
home purchase.
Good, because you won’t
find generic rates here.
Let’s Start Here.
I’m a wholesale
mortgage broker with
access to dozens
of lenders.
My job is to design a
loan plan built around
your goals, not the
bank’s bottom line.
Want lower rates, real
transparency, and
insider-level strategy?
You're in the right place.
Ready to go?
Get pre-approved when
you're ready to move smart.
Get Pre-Approved
Competitive rates that fit your needs.
The FAQs You Need.
What is a mortgage?
A mortgage is a home loan that allows you to buy a house and pay it off over time
How do I get approved for a mortgage?
Apply with a lender by sharing your income, debts, credit score, and assets—they’ll assess your eligibility.
What is mortgage pre-approval, and how does it work?
Pre-approval means a lender has reviewed your finances and confirmed how much you can borrow.
What documents do I need to apply for a mortgage?
Lenders usually ask for pay stubs, tax returns, bank statements, a photo ID, and debt info.
What Banks Don’t Tell You About Home Loans (That Could Save You Thousands)
Most people think getting a mortgage means walking into a bank, filling out an application, and hoping for the best.
But here’s the truth:
The bank’s loan officer only has access to their own products, and their rates often come with hidden markups and less flexibility.
As a wholesale mortgage broker, I do things differently.
I shop dozens of lenders on your behalf, kind of like a travel agent for home loans.
That means I can often find you:
✅ Lower rates
✅ Eliminate junk fees
✅ More forgiving underwriting (especially for self-employed buyers)
✅ Faster closings
✅ Loan programs most people don’t even know exist
Most banks won’t tell you there’s a better way… because they are the competition.
If you’re thinking about buying or refinancing in 2025, you deserve a second opinion - one that’s based on options, not pressure.
Let’s make sure your loan is built around you, not the other way around.
👇 Want to see what you actually qualify for?
By The Way,
This Is For You.
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