Important Reminders When Buying A Home

1.Buyers should avoid changing jobs, becoming self-employed, or quitting their job on or before closing day.

2. Avoid making any big purchases such as buying a new vehicle, appliances, boats, etc.

3.Buying furniture and new items for your home is exciting, but remember not to use credit cards or let any accounts fall behind.

4.Avoid switching banks and do not make large deposits in your bank accounts without first checking with your mortgage lender / loan officer.

5.Do not cosign on a loan or credit card for anyone before closing

5 Easy-to-Overlook Things That Can Increase the Value of Your Home

This article has been taken from Apartment Therapy and written by Megan Johnson, our reliable source on all things Home, Style, and Design. If you’d like more information on Increasing the Value of Your Home, then please visit the linked website.

If you were to put your home on the market tomorrow, how much would it be worth? While you hear that real estate is all about “location, location, location,” supply and demand also plays a crucial factor. The more appealing a home is on the market to the majority of buyers, the higher price it may fetch (though there’s a limit). And of course, this is all relative to the neighborhood in which a home’s located, but, in general, prepping your home to make a positive first impression is a good thing to keep in mind if you don’t want to leave anything on the closing table. That’s why it’s so important to do the obvious things, like cut excessive clutter inside the home and clean up your yard before you list to present a clean and organized home.

“It’s these small things that show pride of ownership,” says Dana Bull, a real estate agent with Sagan Harborside Sotheby’s International Realty in Marblehead, Massachusetts. “Buyers feel more confident in a transaction and can be more likely to pay a premium if they believe the home has been properly managed and maintained by the seller.” 

Interested in which other less-expected attributes of your house could increase its worth? Here, five things Bull and other real estate experts recommend investing a bit of TLC in:

Super-clean crevices

“Buyers notice everything. I’ve had clients ‘ooh’ and ‘ahh’ over a basement floor so clean you could eat off it,” says Bull. “Even little details matter, like clean grout, tidy closets, and a swept basement floor. Yes, I’ve had buyers get hung up over shoddy tile work and I definitely can’t blame them!”

According to Sarah Maguire, a real estate agent with Compass in Boston, potential buyers love snooping around the bathroom to see how ancient the grout and tiling is. 

“There’s no need for a full bathroom renovation,” says Maguire, who suggests cleaning or replacing grout and caulking in the bathroom.

Updated lighting

It’s also what prospective buyers see when they look up that affects value. Maguire suggests replacing old ceiling fans or ceiling light fixtures. 

“If you want to do a little more work, recessed lighting gives any space a bright, modern touch,” says Maguire.

A parking space

Jay Rooney, also a real estate agent with Compass, says one of the things that drives up your home’s value isn’t even inside the property. 

“If you do not have one already, rent or invest in a parking space near your home,” says Rooney. ”It may sound silly, but nowadays homes without designated parking spots can make or break it for buyers.”

The smell

Other agents I asked said it’s your home’s influence on potential buyers’ noses that could have an unexpected influence.

“The smell! Make sure your home has a pleasant smell, but don’t keep candles or air fresheners in sight,” says the Donahue Maley Burns Team. “You don’t want potential home buyers to think you’re covering something up.”

Professional listing photos

Bull also says how your home is presented online and in promotional materials can make a real difference, which is why having the space professionally photographed instantly ups its value.

“When it comes to listing your home, the way it is presented online makes a huge difference,” says Bull. “You can’t skimp on high quality photography which captures a home with the proper lighting and angles.”

If you’d like more information on the Denver Real Estate Market, then please contact your nearest Denver Realtor.

https://www.soldfor1995.com

31 Money-Saving Tips to Conquer Your Financial Goals This Month

This article has been taken from Apartment Therapy and written by Brittany Anas, our reliable source on all things Home, Design, and Style. If you’d like more information on Money-Saving Tips to Conquer Your Financial Goals This Month, then please visit the linked website.

Maybe you’ve made “saving money” a resolution for 2020. It’s one that’s really tough to follow through on, often because we associate saving with skimping. Depriving ourselves. Eating Ramen noodles for dinner. 

The first step toward saving money is reframing the entire concept of saving money. It’s time to try viewing it not as being cash-strapped, but as reallocating your funds. Then, you’ll be on track to achieve your financial goals, whether that’s putting money towards a down payment on a home, doing a “Fixer Upper”-style renovation, or having the warm and fuzzy feeling that comes with an emergency savings account. 

Just imagine how good the “before” and “after” snapshot will look as your financial health grows from scrawny to mighty. To put you on track toward saving money, we gathered 31 actionable tips you can do every day for a month. (P.S. None of them involve bricks of ramen!)

Open a high-yield savings account

We’re starting with the low-hanging fruit, err, dollars. It’s easy: let your money make money for you. When you put money into a savings account at a traditional brick-and-mortar bank, it’s typically earning less than 1 percent interest, explains Brittney Castro, a certified financial planner with personal finance apps Mint and Turbo. That’s why she suggests opening up a high-yield savings account. These types of accounts are typically online only, but you could be earning interest of 2 percent or higher while it’s sitting in savings, she says. Castro suggests setting up an automatic transfer into the high-yield savings account, even if it’s just $50 a month to start. The one drawback? If you need to withdraw money from the online savings account, it could take 24 to 48 hours to transfer the money, Castro explains. So, it’s good to have an emergency stash that’s more liquid.

Enact a 30-day waiting period

Let’s say you see an item you’re interested in buying. Instead of purchasing it right away, set a calendar reminder for 30 days out that reminds you of the item you wanted to buy, suggests Nick Loper of Side Hustle Nation. Getting in the habit of this will help you make more intentional purchases. Many times, you’ll forget you even wanted the item to begin with. 

Set aside ‘no spend days’

“Set a goal for a specific number of ‘no spend days’ per month,” Beams suggests. A “no spend day” is a day where you do not make any discretionary purchases, like coffee, dining out, or shopping online. “This could help you curb unintentional spending and save hundreds every month,” she says.

Round up spare change

Call it a scavenger hunt! You’ve probably got some loose change hanging out in your couch, under you car seat, in your purse, or stashed in coat pockets. Gather it all up and feed it to your savings accounts. A warning, though: Avoid the change-counting kiosks at the grocery stores; they charge a fee. Many banks and credit unions have free change counters for account holders.

Review your subscriptions

Apps like Truebill will review your accounts and negotiate savings with companies on your behalf. But, if they save you money, they’ll take a cut. You could try doing this without Truebill by reviewing your monthly expenses and reaching out to companies on your own to see if you can take advantage of any savings, or if they’ll lower your bill.

Swear off $5 bills

Here’s a quirky tip to store away in your money-saving arsenal: Choose a denomination of money (say, a $5 bill) and then refuse to spend it unless it’s an emergency, suggests Greg Mahnken, a credit industry analyst with Credit Card Insider, a credit card comparison site. This year, Mahnken says he saved just over $400 by saving $5 bills alone, and, admittedly that’s without using cash very often. 

Minimize credit card debt

Credit cards have some of the highest interest rates compared to other loans, Palmer says. Consumers who have existing debt could save money on monthly interest fees with a 0 percent balance transfer card that offers 12 to 18 months interest free. A good credit score—or a FICO score of 690 or higher—may be required to get this type of card, she says. 

“If consumers can’t qualify for a balance transfer card, another way to lower costs is to pay down debts in order of interest rate, from highest to lowest,” she says. But, you don’t necessarily want to pay off your credit cards, especially your older ones, because the age of accounts is one factor of a healthy credit score.

Negotiate your credit card APR

File this under “it doesn’t hurt to ask.” If you have a strong credit score, you have a better chance of negotiating a lower rate, Palmer says. After all, your credit score may have gone up since you’ve opened your card. Simply call your credit card issuer and ask if your APR can be lowered

Tell your bank to ‘save the change’

Some banks, like Bank of America, and credit unions are offering “Keep the Change”-type programs that round up each purchase you make to the nearest dollar and then kick the spare change into your savings account. You can also try an app like Acorns that will invest your spare change.

Create and name dedicated savings accounts

If you’re saving for something specific, or working toward a financial goal, one easy way to save money is to create a dedicated savings account, says Dana Marineau, a vice president and financial advocate at Credit Karma. 

“Instead of simply putting money into ‘savings,’ you’ll be contributing to ‘your first home fund,’ or ‘honeymoon pot,’ or ‘car savings,’” she says. “Knowing you’re working toward something specific will make it easier to contribute regularly and will help you avoid withdrawing from that account for anything else.” 

Some banks allow you to actually name a specific account, according to Marineau. If yours doesn’t let you name an account, it still can be worth creating a separate, dedicated account so as to avoid dipping into a general savings account.

Pay with cash

Paying with cash can make you think twice about a purchase as you hand over your money, says Marineau. It feels more immediate, which can help you spend with more intent, she says. Once you set a budget for something—whether it’s a birthday gift or groceries—carry that exact amount of cash with you so you don’t overspend, she suggests.

Be careful of what you buy in bulk

Pay attention to unit pricing while shopping, suggests personal finance expert Tanya Peterson, vice president of brand with Freedom Debt Relief. You can usually find this pricing displayed on grocery store shelves or price tags. It turns out large packages don’t always provide the greatest value and mid-size packages may net you a better deal, she says.

Do a social media edit

Follow financially savvy young professionals instead of, say, fashion or travel influencers, suggests Brian Walsh, certified financial planner at SoFi. “They will inspire you to stick to your goals rather than keeping up with the Joneses.” One account worth checking out on Instagram: @thefinancialdiet. 

Shop the dollar store

Get familiar with the inventory at your local dollar store. The same household items and non-perishables you spot at big-box stores or grocery stores may sell for much cheaper at the dollar store.

Sell your unused items

Knock out two resolutions at once by decluttering your home and selling your unused items, Peterson suggests. No need to spend a Saturday holding a garage sale, you can simply sell things online through Facebook Marketplace or OfferUp.

Buy ugly produce

Grocery stores will oftentimes discount abnormal-looking or bruised produce, even if the quality is perfectly fine, Beams says. This could shave $10 or so off your grocery bill. Here are more ways you can save at the grocery store.

Get a library card

Not only can you save money by renting books, Beams says, but libraries have all types of rentals available. We’re talking movies, museum passes, tools, telescopes and more.

Refinance your home

If you’re a homeowner, you might want to get in on the low interest rates that are being offered, or refinance to eliminate Private Mortgage Insurancepayments you’re making. Check with a mortgage broker to see just how much refinancing could save you, Beams suggests.

Budget differently each month

A trap we often set for ourselves is by having a set budget every month. But a better strategy could be treating every month differently, factoring things like family members’ birthdays, a vacation, or the holidays, says Kavita Kamdar, head of Chase Autosave. A special budget for each month can help guide your spending and keep you on track, and also keep you from feeling defeated if you spend more during a certain month. A tool like Chase’s Budget Buildercan help you make these kinds of adjustments. 

Take advantage of free community activities

Concerts, festivals, and even guided hikes are often offered for free and can be a fun way to get together with friends or family members, says Jessica Salazar, a managing partner at Northwestern Mutual. Peruse your community calendars and try out an event, free of cost, instead of making a dinner reservation.

Max out the points on your credit cards—but don’t overspend

Whenever you use your credit card to make a purchase, transfer the cash from your checking account and pay off the purchase immediately, Salazar says. That way you can still earn the benefits—whether it’s cash back or airline miles—from using your credit card without racking up the debt and paying interest.

Increase your 401K contribution

The benefits of this are twofold: It reduces the short-term cash you have available, so you’ll spend less, but you’ll also be building your net worth, says R.J. Weiss, a certified financial planner and founder of the personal finance site The Ways to Wealth. Before doing so, make sure you have enough flexibility in your budget to increase your contribution and, if your employer has a 401K match program, research the limit.

Pack your lunch

A study from Visa found that people spend $6.30 a day on lunch when they pack their own. That compares to $11.14 a day when they’re eating out. Visa has a lunch tracker app to help you determine how much you’re spending on your meals; it’s available for iOS devices. 

Audit your bills

If your bills are set up on auto-pay, there’s a good chance you’re not taking a good look at your monthly statements. Set aside some time to make sure there are no errors on your monthly bills. For instance, a couple of years ago I audited my own bills and found that I was erroneously being billed $6.99 a month for a “leased router” on my Internet bill. I owned a router. I was able to get a credit on my account once I pointed out the error. 

Use your FSA at the drugstore

This might be something you want to wait to do until the end of the year. But, if you’ve got a Flexible Spending Account—and you don’t want to risk losing money set aside in it—you definitely should know about all of the items that you can spend it on and stock up. We’re talking sunscreen, First Aid care, motion sickness aids, lip balm, eyedrops, condoms, contact lenses, and more. Walgreens has a comprehensive list on what’s FSA eligible with and without a prescription.

Re-shop for car insurance

It’s easy to take a “cruise control” approach to your car insurance, renewing every year without hesitation. But Kimberly Palmer, a personal finance expert for NerdWallet, suggests re-shopping for auto insurance to see if you can save some money by switching plans. A NerdWallet study found that 70 percent of drivers have been with their car insurance companies for four years. And yet, Americans, on average, could be saving $859 a year by shopping around for car insurance, the study found. If you’ve recently been in an accident or received a speeding ticket, it’s especially a good idea to re-shop your insurance because some companies aren’t as punitive as others, according to Policy Genius, an insurance comparison site.

While you’re at it, bundle your insurance 

If you have apartment insurance and vehicle insurance, bundle ‘em together. You’ll often be able to get a reduced insurance premium by doing this with your insurance company, says Victor Fong, a Toronto-based certified public accountant and personal finance expert.

Dispute overdraft fees

According to an analysis from NerdWallet, the average American overdraws on their accounts a little more than twice a year. Overdraft fees can vary, but hover around $35 each time you do it. You might be able to get your bank to waive the fee—and it may be as simple as pointing out how long you’ve been a customer.

Create a chore chart

Staying on top of your home maintenance tasks can save you big bucks. For example, forgetting to change your HVAC filters could lead to dirty filters—which might mean increased energy bills and damaged systems rack up repair bills between $350 and $900. Similarly, cleaning your gutters could save you money by preventing dry rot to the fascia and soffit boards and siding. 

Boost your credit

Ultimately, a good credit score can help you nab the best interest rates on credit cards, auto loans, and home loans, ultimately translating to savings. A score of 740 or above will get you the best rates. Having good credit can also help you save on auto insurance and exempt you from putting down a deposit for your utilities. 

There are plenty of credit-boosting building blocks that are approachable. You may want to try out a service like ExperianBoost or UltraFico so that your bills, like your utility payments, start getting reported. Find out when your credit card company reports to the credit bureaus so that you can make sure your balance is under 30 percent by that date. Here are 23 of our favorite expert-approved credit-boosting tips.

With these expert pointers in mind, you’ll be able to confidently approach your 2020 savings goals.

If you’re interested in purchasing your first home, then please contact your nearest Denver Realtor.

https://www.soldfor1995.com

You’re 4 Steps Away From the Breakfast Nook of Your Dreams

This article has been taken from Apartment Therapy and written by Sarah Lyon, our reliable source on all things Home, Design, and Style. If you’d like more information on Breakfast Nooks of Your Dreams, then please visit the linked website.

Congratulations! If you’re reading this, there’s a good chance you’re lucky enough to have a breakfast nook in your home or apartment. (Or maybe you’re simply dreaming of the day you will have a breakfast nook, which also deserves some kudos.)

I recently moved into a new place with a small dining area, and am thrilled that I no longer need to perch on a bar stool or balance a plate on my lap on the couch. (Hey, we’ve all done it before!)

The only thing better than dining in a breakfast nook? Decorating it to your heart’s desire. Fortunately, styling your cozy corner is incredibly easy. Follow the simple steps below to put the fun back in fine dining.

Choose Chairs That Make a Statement

Now isn’t the time to settle for regular old dining chairs! Get fancy by picking out some seating with a little extra personality. Courtney of A Thoughtful Place opted for darling blue bistro chairs that give off major French cafe vibes. Make sure that whatever seating you select is comfy and not too stuffy. This isn’t a formal dining space; it’s a place to lounge with coffee and the morning paper, eat an after school snack, or enjoy a solo dinner in peace.

Get Cozy with Pillows

Sit down and stay awhile, why don’t you? Pillows will encourage guests (or roommates!) to enjoy their meals a bit longer. We love the mudcloth patternsin Kate Kordsmeier’s home, but you can really go in any direction you like in terms of picking a style or color scheme. Just be mindful of what kind of fabric you choose if you live with little ones (or adults!) who might be spill-prone.

Hang a Gorgeous Fixture

ICYMI: Great lighting is crucial to a breakfast nook. Take the time to replace the boring pendant that came with your place and hang something eye-catching, like the beautiful beaded beauty shown above in Ashley Campbell’shome. Doesn’t it do wonders for space? I couldn’t love it more!

Plop Down a Rug

Placing a rug under your table will add the perfect finishing touch to this small space. Bonus: since there’s less square footage to cover, you’ll spend much less than you would in a larger dining space. We love how Cassandra LaValle of Coco Kelley paired a boho-like rug with more traditional cane chairs and a light wooden table.

If you’re interested in buying your first home, then please contact your nearest Denver Flat Fee Realtor to learn more information about the Denver Market.

https://www.soldfor1995.com

6 Reasons Why a Colorful Couch is Always a Good Idea

This article has been taken from Apartment Therapy and written by Sarah Lyon, our reliable source on all things Home, Design, and Style. If you’d like more information on Why a Colorful Couch is Always a Good Idea, please visit the linked website.

When I moved into my new apartment last month, I was debating between either ordering a classic linen couch or opting for a more fun, modern-looking option like a navy blue velvet couch with gold legs. I went with the latter, and I couldn’t be happier—and not only because I’m spill-prone. The pop of color just makes my living space so much more fun. If you, too, are itching to add some brightness to your space in couch form, the rooms below will give you the extra boost of encouragement you need!

They Help Break Up Monotony 

The New Orleans Creole cottage above has some beautiful architectural elements—just look at that exposed brick wall, the gorgeous old-fashioned looking ceiling, and the stunning hardwood floors! However, with the addition of leather chairs, the room turns very reddish-brown. A blue couchprovides the right amount of contrast and color without totally overpowering the space, and it makes the room feel a little younger and more fresh.

They’re Just So Cheerful 

Is there anything happier than a yellow couch? We didn’t think so (aside from, you know, a puppy sitting on a yellow couch). We bet coming home to this living space at the end of a long day is an instant breath of fresh air. Take a cue from this Oakland apartment dweller and snag your own!

They Can Look Super Chic

Don’t confuse “colorful” with “trendy.” This certainly isn’t always the case! Brightly colored couches can still look super classic when styled with more traditional accessories, as seen in the room above. The marigold piece in the Netherlands home is still the star of the show in our eyes, though!

They Can Tie the Room Together

As this San Francisco house tour proves, there are worse things than being known as the person with the pink couch. This one is playful, feminine, and acts anchors the printed accent chair, wallpaper, and rug. The result? A room that’s fun, but not too over-the-top.

They’re Cozy Looking

If you ask us, colorful couches can make a space look more welcoming and homey. The serene sofa in Chantal Berkelmans’ Dutch home looks like the perfect place to kick back and gather with friends. Nothing is taken too seriously and everyone is welcome to come and hang out.

They Add Warmth

Maybe you live in a rental unit where you can’t paint over your plain white walls. A colorful couch, such as the one pictured here, is a great alternative. This reddish hue adds tons of warmth to the space, no paint required!

If you’re interested in moving to Denver, then please contact your nearest Denver Flat Fee Realtor to learn more information about the Denver Real Estate Market.

https://www.soldfor1995.com

4 Easy Ways to Instantly Refresh Your Home for Fall

This article has been taken from Apartment Therapy and written by Ann Loynd Burton, our reliable source on all things Home, Style, and Design. If you’d like more information on Ways to Instantly Refresh Your Home for Fall, then please visit the linked website.

With the dog days of summer in our rearview mirror, it’s time to embrace all that fall has to offer—vibrant leaves, crisp apples, chunky knits, a piping hot cup of cider. There’s a definite shift in our interiors as well, with windows closed up and darker hours descending. And if you work a nine-to-five, chances are the sun is setting by the time you call it a day. 

Thankfully, there are some easy steps you can take to give your home a refreshing makeover for fall. The key, according to Havenly interior designer Annie Mueller, is to create a foundation that lends itself to new layers with each season. Depending on your tastes, this can mean starting with softer hues like beige and gray or a high-low contrast in shades of black and white. Those who favor the bold might prefer a mix of vibrant colors and patterns for an eclectic foundation.

“If you’re unsure of where to start, try sticking to a neutral palette for your larger pieces,” she explains. “Doing this will ensure you’re not pigeon-holed to a specific color story and allow you the flexibility to go bolder with your accessories if you’re so inclined.”

With this clean slate, follow her genius tips to make your home cozier than a pumpkin spice latte.

Add Seasonal Touches in Moderation

For autumnal decor that is both festive and sophisticated, Mueller says less is more. 

“Add a mix of mums and pumpkins to your front porch, making sure to include a variety of widths and heights for interest,” she notes. “A unique arrangement in your dining room or living room can give your space all the cozy fall vibes without being overwhelming”

The interior designer recommends starting with some greenery, layering in flowers, and injecting a pop of metallics in gold, silver or rose gold.

Layer Textural Pillows and Throws

Fall is the best time to cuddle up on the sofa and binge-watch your favorite show. Up the cozy factor by adding extra throw blankets in chunky knits, Mueller says. Then, add pillows with textures like velvet, mohair, or faux fur. 

“For a modern edge, keep your palette monochromatic,” she says. “Or mix colors and patterns like buffalo check, plaid or ticking stripe for a more traditional approach.”

Brighten Up Shorter Days

Calling all plant lovers: You have our permission to add more greens to your home. (Those plants won’t last on the porch once the temperatures drop, anyway.) Mueller loves fiddle-leaf figs, eucalyptus branches, and orchids. 

Don’t have a green thumb? Don’t worry. Try some brighter artwork you might not hang year-round, for example. Mueller says easels make a smart, non-permanent installation. 

Create a Signature Home Scent

We all love a good pumpkin candle, but there’s a better way to inhale scents of the season without worrying about potential toxins. Mueller is all for a stovetop potpourri.

“Include anything from apples or oranges to cinnamon sticks, vanilla, cloves, pine needles, anise or lemon peels,” she recommends. “Add any combo of the above ingredients with water in a pot, let simmer, and breathe in that intoxicating scent of autumn.” 

But, as Ina Garten always says, store-bought is also fine. If you’re on the search for a streamlined scent, purchase pre-packaged potpourri or create a candle cocktail.

If you’re interested in purchasing your own home, then please contact your nearest Denver Realtor.

https://www.soldfor1995.com

The 5 Most Important Home Maintenance Tasks You’re Forgetting to Do, According to Home Inspectors

This article has been taken from Apartment Therapy and written by Brittany Anas , our reliable source on all things Home, Style and Design. If you’d like more information on Important Home Maintenance Tasks You’re Forgetting to Do, then please visit the linked website.

If you’re not properly maintaining your home, the damage will become clear come inspection time. Leaky roofs, faulty HVAC systems, wood damage hinting at major structural problems. Oh, my!

But what exactly are the most important chores to prevent longterm (and expensive) damage? I went straight to the source—professional home inspectors—to ask them what you should focus on. Here, the half-dozen tasks and missteps homeowners often make when it comes to home maintenance 101.

Cleaning your gutters

Check and clean out your gutters, soffits, and fascia throughout the year to prevent debris from accumulating. If you don’t, it could cause leaks, rotting, and other expensive damage, says Benjamin Martin, a home inspector and president and lead inspector for Florida Certified Home Inspections. 

“Once debris is carefully removed, any dirt or grime should be thoroughly cleaned and cleared; any missing caulk replaced; and holes, cracks, or loose areas repaired,” he says.

Plan to tackle this chore every spring and fall (or hire a professional if ladders make you queasy). Hot tip: Pine needles cause frequent gutter clogging. If you have a tree near your gutters, plan to do this more often.

Checking in on your air conditioning and heating system

Martin says the most ideal scenario is to hire an HVAC professional for semi-annual maintenance, focusing on cooling in the spring and heating in the fall. 

“In the meantime, homeowners, especially those with pets, should change their filters once a month,” he says

If you notice condensation gathering on your outdoor AC unit, don’t panic. Flush the condensate drain with soapy, hot water and vinegar. (If you’re new to this, look for the drain near the air handler. It’s usually made of PVC with an easy-to-access cap). If condensation continues to appear on the unit, if you notice drips, or the AC isn’t cooling, call in a licensed professional, Martin recommends.

Regularly flushing out clogs

Keeping your plumbing systems running smoothly will help you avoid leaks and water damage, Martin says. You should address small clogs as soon as they pop up. Yes, that means regularly removing the hair build-up in your shower (as unpleasant as it may be). 

In terms of your toilet, remove any gunk that accumulates near a toilet valve (the long mechanism in the toilet tank) and replace worn flappers (the rubber seal in the tank), he says.

Also, check underneath your sinks and inside cabinets to see if there are any water spots or puddles. You may have a hidden leaks that need attention.

Hot tip: Pay special attention to what you put down your garbage disposal. You know you can’t put an avocado pit down your drain and expect things to go well. But some lesser-known foods can also damage your garbage disposal, and—gulp—your more pricy plumbing system. Fibrous veggies like asparagus and celery can wrap around the disposal’s blades; coffee grounds can build up in the plumbing pipes; grease and fats can congeal and, over time, clog pipes.

Calling the exterminator in a timely fashion

If you see a couple of bugs crawling, you may get a tad creeped out, but mostly annoyed. However, allowing bug problems to escalate could wreak major havoc on your home, says Kathleen Kuhn, CEO and president of HouseMaster Home Inspections.
Wood-eating termites, for example, notoriously put a home’s structural integrity at risk, causing expensive repairs down the line. Carpenter ants also damage the wood where they nest. Powderpost beetles are wood-boring insects, creating hollowed out spaces in your wood.

Draining your hot water heater

Many homeowners don’t know to partially drain their hot water heater, says John Bodrozic, co-founder of HomeZada, a digital home management site. 

“Minerals in your water will build up over time at the bottom of your tank, which also causes the tank to work harder, which often causes the hot water heater to fail, causing water damage,” he explains.

Keeping your water heater running efficiently can greatly benefit your pocket: Replacing a hot water tank can cost up to $4,500. Bodrozic says to drain your tank from the bottom at least once a year to get the sediment out, then refill it.

Ahh, don’t you wish homeownership came with a user’s manual? To help, we’ve come up with a list of maintenance tasks that every first time home owner should know about.

If you’d like more information about the Denver Real Estate Market, then please contact your nearest Denver Realtor.

https://www.soldfor1995.com

5 Things You Should Avoid Buying for Your New Home, According to Real Estate Agents

This article has been taken from Apartment Therapy and written by Kate Streit, our reliable source on all things Home, Design, and Style. If you’d like more information on Things You Should Avoid Buying for Your New Home, then please visit the linked website.

When you buy a new home, it’s tempting to fill it with brand-new everything. But before you get carried away, realize that some purchases are unnecessary. (Also, if you make these big purchases before you close, it might cost you your home!) You’ll want to make sure you have cash on hand to cover your mortgage payment for at least three months, plus enough savings for any unexpected expenses. If you blow your whole paycheck on appliances or decor, you may come up short when something inevitably breaks or needs to be replaced.

But what, exactly, can you take off of your to-buy list? I spoke with real estate experts to see what purchases first-time homebuyers often regret after move-in day. Here, the five things you should either wait to buy or skip completely.

 New dishes and cooking supplies

Warning: The home-buying process may cause short-term delusions of thinking you’ll suddenly turn into a domestic whiz. A few weeks (and delicious meals) after move-in, it’s likely you’ll end up ordering take-out just as often as you did when you rented. 

“When my wife and I moved into our apartment, we bought so many cooking supplies, but we don’t cook,” says Luke Joyce, an real estate agent with REAL New York. “Part of living in New York City is always being out and about, so it’s hard to find time to cook.”

Be honest—not aspirational—about your lifestyle. Unless you upgraded to a chef’s kitchen to support your time-tested hobby, you probably don’t need a new set of pots and every last high-tech kitchen gadget. Save your cash.

Appliances you don’t have room for

Be realistic about your space. If you live in a small condo, you probably don’t have space for an industrial-sized vacuum or door-length ironing board. Instead, opt for a more compact models and get creative with using your space. 

For example, Nathaniel Neman of REAL New York recommends skipping the ironing board altogether and instead purchasing a portable ironing mat to use on top of a kitchen counter or dresser top.

Power tools

All those hours of HGTV probably have you revving up for some DIY projects, and you might think you’ll need to buy a set of power tools. But save your money, says Gerard Splendor of Warburg Realty in New York City. Power tools are very expensive, and for the frequency most homeowners use them, it’s often not cost-efficient to shell out for them. 

Instead, rent tools from a store like Home Depot or check if your community or local library has a tool lending library. If you just need to mount some shelves and hang picture frames après-move-in, it might make sense to hire an hourly professional on a service like Taskrabbit, Thumbtack, or Handy.

Custom window treatments

Before you invest in pricey custom window coverings, take stock of your new home. Splendore says you’ll want to observe light and heat patterns in your home during different seasons, and then figure out what treatments will work best. 

Also remember: Decorating your home is a marathon, not a race. It’s likely your home decor will go through different iterations as you nest, so waiting on window treatments will allow you choose ones that better fit your home’s long-term style. 

Of course, you will need to cover your windows from nosy neighbors. So just throw up some fun, inexpensive curtains and tension rods until you’re more settled.

Hardwired light fixtures

Builder-grade boob lights are definitely eyesores, but I promise you can make do with them for the first year or so of homeownership. Splendore agrees and recommends waiting to spend money on fixtures and installation. For the meantime, switch out the bulbs or install dimmers.

If you enjoyed this article and would like to learn more about the Denver Real Estate Market, then please contact your nearest Denver Metro Realtor to learn more information.

https://www.soldfor1995.com

7 Landscaping Mistakes Real Estate Agents See All the Time

This article has been taken from Apartment Therapy and written by Lambeth Hochwald, our reliable source on all things Home, Style, and Design. If you’d like more information on Landscaping Mistakes Real Estate Agents See All the Time, then please visit the linked website.

You may not have a green thumb, but that’s no reason to let your yard become an eyesore. Not only will maintaining your lot keep your neighbors happy, landscaping can actually also help boost your home’s value.

But where do you start? I asked real estate agents nationwide for the gardening gaffes they see most. Here, the seven most common mistakes to avoid. 

Beware: Reading may inspire feelings of wanting to pick up a rake and get outside.

Landscaping without a game plan

“Make sure you think through the layout of your landscaping carefully before getting started. Or, better yet, hire a professional to put in a variety of plants based on the climate and lot size. There’s nothing worse than dead plants littering your yard. Curb appeal is the first impression a potential buyer [has] of your home, and it’s vital that your landscaping is in good shape in order to draw them inside.”

Rahul Ramchandani, president of SR Real Estate Group at Prominent Properties Sotheby’s International Realty, which sells homes in New Jersey and California.

Not paying attention to the terrain

“The biggest mistake I see people make with landscaping is trying to create what they had ‘back home.’ To compensate for the dry climate, I have seen people ‘plant’ fake flowers. Fake grass has become very popular here, too. Embracing the desert with all its natural beauty can be tough for people coming from a greener environment but your yard should fit into the landscape.”

Tamara Heidel, a broker at Heidel Realty in Las Vegas

Forgetting to factor in the local fauna

“I’ve seen homebuyers put huge fruit and vegetable gardens in their yard and, when they’re not maintained properly, the gardens are ruined and attract all types of animals and rodents.”

Tami Halton Pardee, a realtor and founder of Halton Pardee + Partners in Los Angeles

Planting trees too close to your property

“Remember that trees grow. Plant them several feet away from your home so their limbs won’t rub against your home. Overhanging limbs can also damage the roof and spreading roots might damage the foundation.”

Melissa Okabe, a real estate agent at Alta Properties in Los Angeles, California.  

Not paying enough attention to your lawn

“Maintaining the soil conditions in your lawn and watering your lawn in a timely fashion is a task many homeowners struggle with. There are many lawns that are watered at the wrong time, cut too short (or with a dull blade), or isn’t aerated to allow water and fertilizer to penetrate. This creates irregular dead spots, weeds, brown grass and bugs.”

Karen Kostiw, a Realtor at Warburg Realty in New York City

Neglecting to keep things neat

“Sellers should always trim and thin trees and bushes so the home is the focal point. [They should] pull weeds, mulch the flower beds for a clean aesthetic, and add a pop of color with flowers—especially in areas that can accent the front door and walkways. It should all be done in a manner that is substantial enough to not look like a quickly-flipped property.”

Nick Meyer, a real estate agent with EQ1 Real Estate in San Jose, California

If you’re interested in learning more about the Denver Real Estate Market, then please contact your nearest Denver Realtor.

https://www.soldfor1995.com

10 Cheap, Easy Ideas to Make Your Bedroom Look More Expensive

This article has been taken from Apartment Therapy and written by Marlen Komar, our reliable source on all things Home, Style, and everything in between. If you’d like more information on Easy Ideas to Make Your Bedroom Look More Expensive, then please visit the linked website.

While it would be nice to loaf around the house in a silk robe and slip into 1,000-thread-count bed sheets, a super luxe luxe bedroom is not in the cards for me right now. But luckily, it’s easier and cheaper than you think to “fake it ‘til you make it” when decorating a bedroom. Certain upgrades can make your space instantly feel more expensive, and you don’t need Egyptian cotton and designer furniture. Sometimes all it takes is a really great candle, or one of these other smart and relatively inexpensive design tricks.

Upgrade Your Hardware

Think of hardware like jewelry for your bedroom. The same way a big pair of earrings or a statement necklace can perk up a plain outfit, a new set of knobs or pulls on, say, your nightstands or dresser can refresh the whole room. By switching out standard hardware for something a little more visually exciting—from copper handles to crystal knobs and beyond, you can add an extra touch of luxury to your space. Check places like Zara Home, World Market, and Amazon for inexpensive, stylish options.

Zhush Your Pillows

Plump, over-filled pillows are the gold standard at fancy hotels, so bring that same look home. Overstuff your decorative throw cushions so they appear high end. Stylists do this by buying inserts that are slightly larger than whatever their pillow covers are. So if you have a 18-inch square pillow, for example, buy 20-inch inserts. When you’re ready to replace your sleeping pillows, look for ones that are as thick and lofty as you can find. And don’t skimp on the number of them, either. You don’t have to go crazy piling sleeping pillows on, but hotels usually dress their beds with two pillows per person.

Bring in a Tray

Trays instantly class up a room, especially when they’re filled with special trinkets. If you’re planning to put one on a vanity, you can stock it with pretty perfume bottles, favorite creams, and jewelry. If you want a small tray on your nightstand, all you need is a candle and maybe a carafe-and-water glass combo.

Make a Blanket Statement

If you can’t afford new luxury bedding, don’t worry. Focus on your throw throw blanket instead. A big chunky knit throw placed across the foot of your bed will take the focus off a tired duvet or comforter. You can also use a vintage tapestry or piece of fabric to update a plain upholstered headboard—just drape it over the top of the headboard and tuck it in behind your pillows near the mattress.

Add Some Texture

Textural elements can make a bedroom feel layered and visually rich. Try a faux fur throw on a side chair or a sheepskin rug on the floor by the bed to cozy things up a bit. Bring in rattan baskets and look for a fun woven light fixture if you’re into a boho luxe look. You can also sneak pom poms and tassels into the mix on embellished blanketsand pillows. All of this will make your space more exciting and inviting.

Style Your Nightstand

Don’t let your nightstand devolve into a junk drawer that’s basically on display. Regularly empty your drinking glasses, and clear things like hand creams and dogeared paperbacks off its surface. To make your room feel more glamorous, put in a real effort to style out your nightstand. Choose a cute lamp, add in a plant, and think about hanging something small in the empty wall space behind the tabletop. 

Upgrade Your Mirror

If you still have the plain mirror you got during college, it’s time for a change. Try an antique-inspired brass mirror or something curvy that will open up the room. You can also find a model that has a shelf, so you gain a little vertical storage space out of your purchase, too. Mirrors can be expensive, so start your search on Craigslist, at a flea market, or at a garage sale. You can find something great secondhand. For best results, be as specific as possible with your search terms on online marketplaces. And know that if you find a shape you love but hate the finish, a can of paint is all you need to fix that.

Fake Architectural Features

If you rent and can’t make permanent changes to your space or own and just don’t want to take on a massive project, fool-the-eye paint treatments and decorative finishes can make your room’s architecture look much fancier than it actually is. Make faux wall paneling with washi tape or paint a half wall that looks like wainscoting. These kinds of design tricks are quicker and cheaper to execute than you might expect.

Update Your Lighting

Forget the “boob” light fixture that often comes in a builder-grade bedroom. Replace yours with something a little more swanky like a drum-shaped pendant, sputnik lamp, or small chandelier. IKEA has a bunch of inexpensive but trendy lighting options, so start your search there.

Raise The Curtains

Make your room feel bigger by raising your curtain rod two to three inches below the ceiling line. Your room will feel loftier, and your windows will seem larger, making the space, on the whole, feel much more elegant.

If you’re interested in purchasing your first home or ready to upgrade your current home, then please contact your nearest Denver Flat Fee Realtor to learn more information about the Denver Market.

https://www.soldfor1995.com